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Personal Insurance

Homeowners – Homeowners insurance policies offer a wide range of coverage for your property investments. From your family home to a condo you are renting to a seasonal vacation home, we will help you find the right coverage to fit your situation. We will analyze your personal needs and suggest options to protect your investments from a variety of events such as fire, lightning, theft, vandalism, storms, explosions and more. Personal liability coverage is generally included in your homeowner’s policy assuring protection against claims occurring on and off your property.

Flood/Earthquake – Most homeowners insurance policies do not provide coverage for losses resulting from either earthquake or flood. However, we can suggest coverage options to protect your assets in the event of a natural disaster.

Valuable Items – Do you have valuable items like jewelry, furs, fine arts, musical instruments, silver, cameras or rare collections? We can provide you peace of mind and help protect your valuable assets with a valuable items policy or an endorsement to your homeowners policy.

Auto/Motorcycle/ATV – We provide coverage for your personal and collector automobiles. Coverage options include liability, uninsured and underinsured motorist, medical payments, comprehensive, collision and rental reimbursement. We also offer coverage and protection for all of your other motorized vehicles including motor homes, off-road vehicles, travel trailers, fifth wheels, or golf cars.

Watercraft – From your personal watercraft to your yacht, we will work with you to obtain a custom-tailored policy that will fit your boating needs. Property and liability protection policies are available for most types of watercraft.

Umbrella – A personal umbrella is an excellent product that protects you by providing additional liability limits.

Life – We offer a full line of life insurance policy options for both personal and business use. Life insurance options include:

Term Life
Whole Life
Universal Life

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